Low Downpayment

With a low 3.5% down payment requirement, FHA loans are a great option for affordable financing.

Average home prices are now well within FHA loan limits, making this Government-insured program a popular choice in today’s market.

The borrower must meet standard FHA credit qualifications.
FHA loans are subject to mortgage insurance. The borrower is able to finance the upfront mortgage insurance premium into the mortgage. The borrower will also be responsible for paying an annual premium.
Eligible properties are one-to-four unit structures. The property must meet minimum property standards set forth by HUD.

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Modesto - (209) 572-2301
Stockton - (209) 952-2301